Group Health Coverage for Employers

Employer Options

Employers looking for affordable, quality health plans for employees, or employers considering terminating and individualizing a group plan, can choose from the options listed below. Health Coverage of Carolina offers a variety of healthcare plans, ranging from affordable basic coverage to plans with high benefits to reward employees with the best possible coverage.

Terminating Group Plan for Individual Policies

Some employers are finding it is more beneficial to break up their group plan under the new regulations. If you have evaluated your current plan with one of our professionals and this option makes sense to you, Health Coverage of Carolina will help you navigate the new regulations. General Statues mandate you follow specific steps while maneuvering group termination. We will provide the appropriate step by step process to make the transition as easy as possible.

Regional & Out-of-Area Coverage

We provide the flexibility of locally-managed solutions backed by the resources of a national organization. That means that your local employees have access to a strong regional network of providers who have met our stringent credentialing requirements. You can choose from traditional HMO, POS, or PPO coverage, as well as Coventry Consumer Choices (C3) – our selection of health plans are designed to work with HSAs, FSAs, and / or HRAs.

Depending on your coverage, if some of your workforce is out of the area, employees may have access to the Coventry National Network, one of the largest provider networks in the country. It has over 4,700 participating hospitals and 490,000 doctors and allied health care professionals in a wide range of specialties.

Fully Insured or Self-Funded Options

Our fully-insured options deliver comprehensive health benefit solutions that allow you to serve your employees while managing the cost of health care effectively. We offer an extensive variety of products for large, medium and small businesses including, employee health benefit plans and value-added services that can be tailored to meet your organization’s specific needs. For the largest employers, customized self-insured solutions that manage total health care costs are available.

Consumer-Driven Health Plans

Consumer-directed health plans may be the wave of the future, but they’re anything but easy for consumers to use or understand. That’s why Coventry built its own solution: Coventry Consumer Choice (C3).

Coventry Consumer Choice presents a full suite of options, including flexible spending accounts, health reimbursement arrangements, and health savings accounts.

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